Terms of Service
October 9, 2024
Welcome to The Bell. This Terms of Service Agreement (the "Agreement") is a legal agreement between you (the "User") and The Bell (the "Service Provider"). By accessing and using our subscription services, you agree to be bound by the terms and conditions outlined in this Agreement.
- Definitions
1.1. “Service Provider” – The Bell, a company providing informational services via subscription through the website https://en.thebell.io/
1.2. “Subscription” – Access to The Bell’s analytical and news content for a paid period of time.
1.3. “User” – Any individual capable of entering into a legal agreement who accepts this Agreement.
1.4. “Agreement” – A paid subscription service contract between the User and Service Provider as outlined in this Agreement.
- Scope of the Agreement
2.1. “Services” – The Service Provider agrees to provide the User with access to email subscription services, which include the delivery of analytical and news content via The Bell's newsletters.
2.2. “Subscription Period” – The subscription period begins once payment is processed and the User receives access to the services.
- Terms and Conditions of Service
3.1. This Agreement includes all essential terms and serves as a proposal to enter into a service contract with any eligible User.
3.2. The User can accept this Agreement by selecting a subscription plan and completing the payment process.
3.3. The Service Provider does not guarantee error-free access to the subscription services and is not responsible for payment processing issues.
3.4. Upon payment, the User is deemed to have accepted the Agreement in full without any reservations or exceptions.
- Rights and Obligations
4.1. The Service Provider agrees to:
- Deliver the services as outlined in the subscription.
- Notify the User of any service-related updates.
4.2. The User agrees to:
- Provide accurate and necessary information for the provision of services.
- Pay the subscription fee in accordance with the terms of this Agreement.
- Not distribute or share any content received through the subscription for commercial or non-commercial purposes.
4.3. Service Provider's Rights:
- Request additional information from the User if necessary.
- Suspend or terminate services in the event of a breach of this Agreement.
4.4. User's Rights:
- Cancel the subscription before receiving the services. Refunds are processed in accordance with applicable laws.
- Subscription Fees and Payment
5.1. The subscription fees are outlined on the website and include all related costs.
5.2. The User agrees to pay for the subscription via the available payment methods on the site.
5.3. The Service Provider reserves the right to change subscription fees at any time with notice provided no later than two (2) calendar weeks before the change takes effect.
5.4. Subscription fees are considered paid when funds are credited to the Service Provider’s account.
- Data Processing and Confidentiality
6.1. Personal Data Collection: We collect and process information provided by you, such as your first name, last name, email address, and any other data that helps us uniquely identify you. This information is collected only through voluntary submission when you use our services. We do not collect any personal data beyond that which is voluntarily provided.
6.2. Types of Data: We may collect data such as:
- Information you provide when using our services or responding to surveys.
- Details about your interaction with our website, including traffic data, location data, and any engagement with advertisements or other content.
- System data such as IP addresses, operating system versions, and browser types to enhance user experience and website functionality.
- Cookies and other tracking technologies that help us personalize content and improve our service. You have the option to disable cookies, but certain functionalities of the website may be affected.
6.3. Data Usage: The collected data is used for the following purposes:
- To provide access to our subscription services.
- To improve the quality of our services, optimize mailings, and notify users about project updates.
- For compliance with contractual obligations.
- To send newsletters and marketing communications, with the option to unsubscribe at any time.
6.4. Data Storage: Your personal data may be transferred and stored on secure servers in various jurisdictions. By using our services, you consent to such transfers. While we take all necessary precautions to protect your data, we cannot guarantee its absolute security. However, we adhere to industry standards and enforce strict confidentiality practices among our staff and partners.
6.5. Disclosure to Third Parties: We do not disclose personal data to third parties unless necessary to deliver the service, in which case the third parties are bound by similar data protection standards. We may also be required to disclose personal information if legally obligated, such as by court orders or law enforcement requests.
6.6. User Consent: We implement a "Double Opt-In" function for subscribing to newsletters, ensuring your explicit consent. You may unsubscribe at any time using the provided link in our emails.
6.7. Data Security in Transactions: In case of mergers, acquisitions, or liquidation, your personal data may be transferred to the new entity, provided the new owner adheres to this policy.
- Limitation of Liability
7.1. The Service Provider is not liable for any disruptions or interruptions in service caused by third parties.
7.2. The User understands that the information provided through The Bell’s services is for informational purposes only and should not be considered financial advice.
- Fulfillment Policy
We strive to provide valuable content through our subscription services. However, if you are not satisfied with your subscription, the following terms apply:
8.1. Right of Refund:
Refunds are only available in the event of technical issues that prevent you from accessing the newsletter or if there is a billing error. Refunds are not provided once the subscription period has begun and you have received the content.
8.2. Refund Request Procedure:
If you believe you are entitled to a refund, please contact us within 10 days of subscribing at paywall@thebell.io. We will process your refund request within 7-10 business days after your right to return has been confirmed.
8.3. No refunds for partial use:
There are no refunds for partial use of a subscription. Once you have accessed the content, the service is considered used.
8.4. Subscription cancellation and stop of recurring payments:
The user may cancel the subscription renewal at any time, which will stop recurring payments. This action does not constitute grounds for a refund for the subscription period already paid. The subscription cancellation will take effect at the beginning of the next billing period.
8.5. Changes to this policy:
We reserve the right to change this refund policy. Please check this policy periodically to stay informed of possible changes. The current version of this policy is always available on the website https://en.thebell.io
